{"id":628,"date":"2013-11-21T14:49:05","date_gmt":"2013-11-21T14:49:05","guid":{"rendered":"http:\/\/www.joneslemongraham.com\/blog\/?p=628"},"modified":"2021-12-21T20:04:59","modified_gmt":"2021-12-21T20:04:59","slug":"the-significance-of-the-definition-of-wrongful-act-in-professional-liability-policies","status":"publish","type":"post","link":"https:\/\/www.joneslemongraham.com\/blog\/the-significance-of-the-definition-of-wrongful-act-in-professional-liability-policies\/","title":{"rendered":"The significance of the definition of Wrongful Act in professional liability policies"},"content":{"rendered":"<p>In <a href=\"http:\/\/www.ca6.uscourts.gov\/opinions.pdf\/13a0952n-06.pdf\"><em>Szura &amp; Co. v. General Ins. Co.<\/em>, Case No. 12-2505 (6th Cir. Nov. 5, 2013)<\/a> an insurance agent sued for a declaration that its E&amp;O insurer was obligated to defend the agent in an underlying suit for tortious interference with contract, tortious interference with business relationship, and civil conspiracy. The E&amp;O policy defined &#8220;Wrongful Act&#8221; as &#8220;any actual or alleged negligent act, error or omission.&#8221; The E&amp;O insurer successfully argued that there was only coverage for negligent acts and the allegations in the underlying suit against the agent were for intentional conduct. The E&amp;O insurer, thus, had no duty to defend.<\/p>\n<p>For further discussion of this issue in the context of the <em>Szura<\/em> opinion, here&#8217;s an excellent article from Randy Maniloff in <a href=\"http:\/\/coverageopinions.info\/Vol2Issue21\/ImportantQuestions.html\">&#8220;Coverage Opinions&#8221;<\/a><\/p>\n<p>Tags: E&amp;O, wrongful act, negligent<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>In Szura &amp; Co. v. General Ins. Co., Case No. 12-2505 (6th Cir. Nov. 5, 2013) an insurance agent sued for a declaration that its E&amp;O insurer was obligated to defend the agent in an underlying suit for tortious interference with contract, tortious interference with business relationship, and civil conspiracy. The E&amp;O policy defined &#8220;Wrongful [&hellip;]<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[4],"tags":[],"_links":{"self":[{"href":"https:\/\/www.joneslemongraham.com\/blog\/wp-json\/wp\/v2\/posts\/628"}],"collection":[{"href":"https:\/\/www.joneslemongraham.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.joneslemongraham.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.joneslemongraham.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.joneslemongraham.com\/blog\/wp-json\/wp\/v2\/comments?post=628"}],"version-history":[{"count":13,"href":"https:\/\/www.joneslemongraham.com\/blog\/wp-json\/wp\/v2\/posts\/628\/revisions"}],"predecessor-version":[{"id":3176,"href":"https:\/\/www.joneslemongraham.com\/blog\/wp-json\/wp\/v2\/posts\/628\/revisions\/3176"}],"wp:attachment":[{"href":"https:\/\/www.joneslemongraham.com\/blog\/wp-json\/wp\/v2\/media?parent=628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.joneslemongraham.com\/blog\/wp-json\/wp\/v2\/categories?post=628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.joneslemongraham.com\/blog\/wp-json\/wp\/v2\/tags?post=628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}